It’s all about data isn’t it — big data, omnichannel data, and on it goes. But the truth of the matter is that there are some more pragmatic data solutions that would help us all.

I just finished my 2013 taxes. As always, it was a real hassle. One of the things that made it even more cumbersome was the fact that my bank had me move two of my business accounts to a “lower cost” product.

I didn’t realize at the time that this would mean that in so doing I would lose online access to the seven years of transactions they promised to keep electronically for me when I chose to save trees by going “paperless.”

I now have to depend on my own external Quicken records, or worse, request to have printed copies mailed to me from my bank, since they won’t let me download old statements, nor will they simply email me the data. They had to print it and send it by snail mail, which took about a week.

To add insult to injury, one of my credit cards was caught in the “Great Data Breaches of 2013,” and when the bank provided a new card, they again removed old card records from my online history.

All of these issues created problems trusting that I had everything in Quicken properly, as I never did get things to balance out, and have yet to find the time to figure out why.

It‘s time to completely reinvent how banks care for my data and yours, too. Read More